Don't Delay If You Have Been Injured At Work

A workplace injury can be devastating. You may be left both injured and unable to work. You face the stress of dealing with the expense of medical treatment when you are without regular income. Workers' compensation insurance in North Carolina is designed to help you with both of these issues. But you have to correctly apply for the benefits to be eligible.

Most Employers Must Carry Workers' Compensation Insurance

The general rule in North Carolina is that if an employer has more than three employees, they must provide workers' compensation insurance. There are some exceptions, but most employees in the state are covered.

If you have been hurt on the job, you should notify your employer immediately. Your employer has the responsibility of providing you with medical care for your injury. However, if your injury is such that you have an emergency situation, or your employer is refusing to provide medical care, you should not wait to see a doctor. It is also important that injured workers file a claim with the North Carolina Industrial Commission on a "Form 18" at its website. North Carolina places a two year statute of limitations on injured worker claims.

If You Have Problems With Your Claim

Workers' compensation insurance is a complex insurance program governed by a separate set of laws from other injury cases. If your employer is refusing medical care, refusing to pay you while you are out of work, or has denied your case altogether, you need to speak with an attorney. Ruth Smith can help you with your claim. She will work to obtain your workers' compensation benefits. As your lawyer, Ruth can help ensure your employer does not try to talk you out of your valid claim and that all of your statements to your employer and insurer are accurate.

Some injuries that lead to a workers' compensation claim include:

  • Overexertion injuries
  • Slipping/tripping
  • Falling from heights
  • Vehicles accidents
  • Repetitive motion injuries
  • Back and spinal injuries
  • Lifting injuries

Don't Delay; Find Out How We Can Help Today!

When you have been injured at work, you want help getting better. Your employer may pressure you to not file. Dealing with doctors, workers' compensation insurers, and lawyers can be overwhelming at a time when you are hurt and simply want to feel better again.

We can help you with your claim, whether you live in Asheville or anywhere in Western North Carolina. Ruth Smith understands workers' compensation claims' procedures and filing deadlines. Call today for a free initial consultation at 828-782-3832. You can also use the convenient online form.

Each case is different. Many factors such as the severity of injuries, ability to prove liability, amount of liability insurance coverage, jurisdiction, medical expenses, and many other factors can determine the outcome of a particular case. You should not use these examples as a representation of what recovery you will obtain in your particular case, as every case is unique. Ruth Smith does not guarantee that the outcome of your case will be similar to the results listed above.